$71M+ Claimed by Warriors and David • 12+ Years Experience with Surplus Funds
FREE LIVE WORKSHOP — THIS WEDNESDAY AT 7:00 PM CST
The exact system a former math teacher uses to find, claim, and collect surplus funds from foreclosure overages, tax sale overages, and unclaimed state accounts — without a license, real estate experience, or upfront capital.
We'll text you the link 15 minutes before the workshop starts. No spam. Opt out anytime.
Three things, taught directly. No fluff, no "secrets," no upsell pressure. If you take notes and follow up, you can find your first deal this week
The 3 buckets of surplus funds — mortgage overages, tax sale overages, and state unclaimed accounts — and exactly which public records to pull in your county to find your first $5K+ opportunity.
The exact words I use when I call a claimant who has no idea their money exists. Most beginners flub this call and lose the deal in the first 30 seconds. The script took years to refine — you'll get it on Wednesday.
The legal structure I use to collect commissions across most U.S. states without a real estate license, attorney involvement, or upfront capital — plus the handful of states where the rules are different and how Warriors handle them.
Four of the checks Warriors have collected after working the system. Names shown with permission.

Melinda D. — First commission check: $6,800

Trish M. — First commission check: $84,000

Mark G. — 7 commission checks in one mail run


Alan E. — Over $100,000 in commissions in a single year
Results not typical. Each Warrior's results depend on their effort, their market, and how closely they follow the system.

18 Years Teaching → 12+ Years Surplus Funds → $71M+ Recovered Together
I'm David Church. I taught high school math for 18 years before I built Surplus Institute. Along the way, I've personally recovered millions in surplus funds, and the Warriors I've trained have collectively recovered over $71M. I do this because the financial system wasn't built with everyday people in mind — and surplus funds is one of the few places where regular folks can step in, do the work, and get paid for helping someone reclaim money they had no idea was theirs. If you've got 60 minutes on Wednesday, I'll show you how it works.
✓ Are 40+ and want a second income stream that doesn't require selling on social media or building a personal brand
✓ Want a real business with no inventory, no employees, no upfront capital
✓ Can commit 60–90 minutes a day, 5 days a week, for 90 days
✓ Are willing to follow a tested system instead of inventing your own
✓ Want to actually help everyday people recover money the system overlooked
✗ Want passive income or a "set it and forget it" system
✗ Aren't willing to make phone calls to real human claimants
✗ Are looking for a get-rich-quick play
✗ Want to start before you've watched the workshop
✗ Need overnight results
The workshop is live — I stay on after to answer questions. If you've got 60 minutes and you want to see exactly how this works before you commit to anything, this is the one to attend.
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© 2026 Surplus Institute. All rights reserved. Results not typical. Individual results will vary based on effort, experience, and market conditions. This workshop is for educational purposes only and does not constitute legal or financial advice. Surplus Institute is not a law firm.